All Posts

Navigating business insurance can be challenging, leading to common mistakes that leave businesses exposed. Here are three top mistakes...

What a nerve-wracking time in parenthood! Not to mention, expensive! Follow these tips to save yourself some cash when it’s time to add...

We love our candles!  Their life-like scents are great Christmas gifts for those hard-to-buy-for friends and family.  They light a room,...

Buying life insurance is complicated, confusing, and, well, just no fun!  Who wants to think about his/her mortality?  But we all know...

"While we were out of town, our neighbors saw water running out of our garage and down the driveway!”  “We were camping for the weekend,...

Cybercrimes, including ransomware, continue to proliferate.  The recent attacks in the news highlight the vulnerabilities and high costs of these faceless crimes.  The July 9, 2021 edition of The Kiplinger Letter1 devoted nearly an entire page to the topic, noting that small businesses are equally vulnerable.  Even small businesses with limited IT budgets should enact cyber best practices to reduce the exposure.  These tips from the National Institute of Standards and Techn

The ever-growing network of smart sensors embedded into devices can be part of everything from home security systems and water leak...

There are several things you can do to protect yourself from cyber threats.  Start with these 7 tips. 1.Know your Data Know where and how your data is stored. Is it kept in-house, at an offsite data storage facility, or outsourced to a third party? Many transaction components require businesses to send customers’ personally identifiable information, such as credit card information for payment processing, to a third party. Consider all the elements of your data when evaluating

If you’ve heard the many news stories about cyber breaches, you know cyber insurance is essential for businesses in todays digital landscape. Let's break down essential cyber insurance coverages.   Be sure that your policy includes the following: Regulatory Defense and Penalties Coverage Covers the costs of fines by State or Federal agencies for breaching consumer privacy Notification Costs Covers the costs to notify affected individuals after a data breach Cyber Extortion Co

Some say the best indication of where you're going is looking at where you've been. This is certainly true of a year-end financial...

If this is the first time that your home or auto has been damaged by a storm or tornado, you’re not alone. After the shock of the event...

Uncertainty.  Isn’t that why you buy insurance?  You’re uncertain about the future.  Will your house catch on fire?  Be broken into?  Hit...

After a major storm strikes your home or car, you may feel shocked, overwhelmed, or fearful.  When the initial shock wears off and you...

Phishing is when a hacker sends an email that appears to come from a known contact or organization.  The message would contain a link or attachment that would either install malware on the device which would then gather account and passwords or would direct them to a fictitious website that would trick the target into giving up passwords or account information.  Spear-Phishing elevates the attack by personalizing the message.  Instead of sending it to everyone on a contact

Effective August 1, we became an  Employee-Owned Organization, or ESOP.  Our conversion to an employee-owned agency was 17 years in the...

Love them or hate them?  It seems like people fall into one of the two camps when it comes to drones.  Those that love them embrace the...

Cyber insurance has provided a much needed lifeline for many businesses across the country.  And until recently demand had been new and relatively low, keeping the cost of the coverage low.  COVID and the resulting wave of remote work has changed all of that.  Ransomware claims skyrocketed causing demand for coverage to follow suit.  The increased demand drove up the cost of coverage but more importantly the increase in claims caused an unusual hardening of the cyber insuranc

Did you wake up and think you were at the South Pole?  Yes, we broke a record low temperature at -9 degrees.  Wind chill is forecasted to...

Knight Insurance Group has been awarded Top Workplace 2022 by The Blade.  The award is based solely on employee feedback gathered by...

On December 10, 2021, the Apache Software Foundation released an advisory to address a vulnerability that could affect any organization running Java-based applications.  The recent flaw found in Apache Log4j is highly technical.  This computer code is found in countless software and cloud applications.  This flaw can result in criminals gaining access to servers they shouldn’t have access to.  Thankfully, the company behind the flaw (Apache) has already released a fix.  Busin