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Auto Insurance


What to Do If You Hit a Deer — And How Insurance Covers It
As the Autumn colors appear and daylight hours shorten, drivers face a seasonal hazard that can cause serious damage — deer. October through December is peak deer season, and accidents involving deer are far more common than you might think. So what should you do if you hit a deer? And how does your auto insurance respond? Let’s break it down. What to Do Immediately After Hitting a Deer If you're involved in a deer collision, stay calm and follow these steps: Pull Over

Stephanie Ehman, CIC, CPRM, CISR, CPSR
Oct 24


Car Insurance for College Students: Should They Stay on Your Policy?
As your teen heads off to college, you're likely juggling dorm checklists, tuition payments, and the emotional rollercoaster of a big...

Knight Insurance Group
Jul 31


Road Trip Ready: Does Your Auto Insurance Cover You Out of State?
Planning a road trip is exciting, but it’s important to ensure your auto insurance covers you as you cross state lines. Here’s what you...

Stephanie Ehman, CIC, CPRM, CISR, CPSR
May 27


The Benefits of Bundling: Save on Car Insurance by Adding Home Coverage
Bundling your home and auto insurance is a simple way to save money and simplify your life. By combining policies under one carrier, you...

Stephanie Ehman, CIC, CPRM, CISR, CPSR
Apr 1


3 Smart Tips for Senior Drivers to Reduce Auto Insurance Costs
As a senior driver, saving money on auto insurance while staying safe on the road is essential. Here are three smart tips to help reduce...

Marlene Levengood
Feb 20


4 Ways to Keep Your Teen Driver's Insurance Costs Low
What a nerve-wracking time in parenthood! Not to mention, expensive! Follow these tips to save yourself some cash when it’s time to add...

Diane Keil-Hipp, Ph.D., CPRM
Jun 2, 2024


You've been hit by a storm. Now what?
If this is the first time that your home or auto has been damaged by a storm or tornado, you’re not alone. After the shock of the event...

Monica Romstadt, CPRIA
Jun 26, 2023


Beware of Storm Scammers
After a major storm strikes your home or car, you may feel shocked, overwhelmed, or fearful. When the initial shock wears off and you...

Selena Stagnolia, CPRM, CISR
Mar 1, 2023


Insurance Update for Uber/Lyft Drivers
Two years ago, we published an article about the insurance concerns for drivers of ridesharing services . The moral of the story was...

Stephanie Ehman, CIC, CPRM, CISR, CPSR
Jun 20, 2019


Auto Insurance "Secrets" We'll Let You In On
We recently read an internet article entitled, “Secrets your Auto Insurer Won’t Tell You.” The “secrets” were really basic concepts...

Selena Stagnolia, CPRM, CISR
May 20, 2019


Defend Yourself Against Drunk Drivers
Tips for Avoiding Intoxicated Drivers You could stay in bed, curl up with a good book and never venture onto the roads. But assuming you...

Knight Insurance Group
Mar 19, 2019


Ohio's New Driver's License/ID Card
Two Versions You will have the option to obtain a Compliant DL-ID or a Standard DL-ID. Here are the differences between the two:...

Monica Romstadt, CPRIA
Sep 27, 2018


Mobile App Tip: Report a claim on Your Phone
Are you one of the lucky ones who's never been in an accident? So, how would you know what to do at the scene? For most people, it's a...

Marlene Levengood
Sep 1, 2018


Michigan's New Driver's License/ID Card
Three Versions You will have the option to obtain a REAL ID-Compliant driver’s license, an enhanced ID (EDL) or a Standard DL-ID. Here...

Selena Stagnolia, CPRM, CISR
Aug 27, 2018


4 Surprising Nighttime Driving Hazards
Driving at night can be challenging, and many drivers don’t realize they must adjust their daytime driving styles. Read on for some...

Knight Insurance Group
May 19, 2018


Checklist For Fueling Safety
More often than not, fires from improper fueling of equipment are the result of an unsafe act by an individual worker. The following...

Diane Keil-Hipp, Ph.D., CPRM
Jan 29, 2018


Do I need insurance to rent a car?
Prior to renting a car, you should contact your insurance agent to verify how much coverage you have on your own car. Typically, the...

Diane Keil-Hipp, Ph.D., CPRM
Oct 22, 2017


Why We Don't Quote Apples-To-Apples
Here’s how the conversation goes: Client: “I’d like a quote on home insurance." Average Agent: “Certainly. Send me a copy of what...

Diane Keil-Hipp, Ph.D., CPRM
Oct 11, 2017


Top 5 Ways to Lower Risk with Personal Insurance
Preventing a loss is always better than experiencing one—even with insurance. Here are some easy things you can do to protect your...

Diane Keil-Hipp, Ph.D., CPRM
Oct 9, 2017


Loan/Lease Coverage
When you purchase or lease your next vehicle… If you buy or lease a new car, consider adding loan/lease coverage to your auto policy. ...

Stephanie Ehman, CIC, CPRM, CISR, CPSR
Sep 7, 2017
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