PROTECT YOUR ASSETS
Premium Carriers
PCG clients gain access to premier carriers who offer coverages that standard insurers cannot. These policies are designed specifically for clients with high-value homes, collectables such as art and vintage cars, watercraft and many other high-value assets. In addition, premium coverage is imperative for those in need of excess liability to protect family wealth.
EXCEPTIONAL CARE
White Glove Service
PCG clients work with our team of risk managers who have experience developing customized solutions to meet your lifestyle. We provide a concierge approach to client servicing, including claims service, with resources from both Knight and the carrier. Every year, clients meet with their advisor to review changes to family, lifestyle, and assets to ensure their insurance is up to date with their life.
CUSTOMIZED RISK SOLUTIONS
Specialty Coverage
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High-Value and Luxury Homes - specialized solutions not offered from mass market carriers
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Collector and Exotic Automobiles - solutions to insure cars and luxury vehicles, covering repairs performed to the highest standards and for the full cost of OEM parts
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Excess Liability - protecting the increased liability associated with owning multiple homes, watercraft, or employing domestic staff, that can threaten wealth, future earnings and your financial legacy
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Collections and Valuables - options to cover unique items – from jewelry, artwork, antiques and sports collections
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Yachts and Aircraft - comprehensive solutions to cover luxury watercraft and aviation including extended coverage to storage locations and additional liabilities
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Domestic Staff Coverage - umbrella insurance to cover persons employed as household staff including workers’ compensation coverage and employment practice liability insurance
EXPERTS IN
Risk Assessment and Insurance Solutions
More than just insurance, the PCG team takes a holistic approach to protecting you and your family’s assets. We support you in identifying aspects of your life that require protection or may pose risks, addressing situations specific to affluent clients and their intricate lifestyles. We ask proactive questions that get you thinking about possible exposures and help you determine the level of risk that’s comfortable for you. In a relaxed conversation, here are the steps we cover with you:
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Understand You. We seek to understand your assets, your family, your hobbies and interests to uncover the potential risks related to you.
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Assess Your Risks. We are ready to explore methods to reduce your risk, and we walk you through all the options.
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Create a Protection Plan. We implement the proper blend of risk reduction strategies and insurance coverage.
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Review. We regularly review coverage with you, modifying and updating as needed to fit your everchanging lifestyle. What works for you and your family today might not work as well tomorrow.
Stephanie Ehman, CIC, CPRM, CICR, CPSR
Risk Consultant
Stephanie Ehman, a Risk Consultant at Knight Insurance Group, has dedicated 38 years to the insurance industry. She specializes in helping clients with policy information, changes, premiums, and claims, emphasizing the importance of coverage. Stephanie studied at the University of Toledo and earned her Certified Insurance Counselor designation in 2002 and Certified Personal Risk Manager designation in 2019. Born in Wauseon, Ohio, she moved to Toledo as a child and now resides in Curtice, Ohio. Stephanie enjoys the tranquility of country life and the beautiful sunrises and sunsets, and she is passionate about building strong relationships with her clients and their families.
Selena Stagnolia, CPRM, CISR
Risk Consultant
Selena Stagnolia, a Risk Consultant at Knight Insurance Group, has been in the insurance industry for 19 years and joined Knight Insurance in 2014. She has completed her Certified Insurance Service Representative designation and the Certified Personal Risk Manager designation. Born in the San Francisco Bay area, Selena moved to northwest Ohio as a child and enjoys visiting family and friends in California. She values the personal relationships she builds with clients and is dedicated to helping them understand their insurance coverage and its importance.
Monica Romstadt, CPRIA
Account Manager
Monica Romstadt, an Account Manager at Knight Insurance Group, helps clients with policy, pricing, and claim questions as well as policy changes. She earned her bachelor's degree from Bowling Green State University in 2001 and has been in the insurance industry since 2008. Monica obtained the Chartered Private Risk and Insurance Advisor designation in 2023. She resides in Rossford with her husband, two children, three dogs, and a bunny. Monica loves outdoor activities such as hiking, kayaking, and fishing with her family. She is committed to helping clients understand the details and costs of their insurance coverage.
