Diane Keil-Hipp, Ph.D., CPRM

What a nerve-wracking time in parenthood! Not to mention, expensive! Follow these tips to save yourself some cash when it’s time to add Junior to your insurance policy. 1. Car sharing The least expensive route is for the teen to be a part-time driver. This means that s/he shares the car with another driver (parent, perhaps). Because the teen doesn’t have access to the car at all times, the insurance rate is less expensive. 2. Modest car. If #1 above is not possible, the next best thing is...

Could you remember everything you have in your home if it were all gone tomorrow? Everything?! It’s daunting to think about writing down an inventory of all the stuff in your home. Luckily, here’s a super easy—and fun—alternative! Just follow these steps and you’ll have an inventory record that fewer than 15% of people have. Doesn’t it feel good to be in the top 15%?! For extra fun: Enlist a family member or friend to join in. One of you is the video operator, and one is the “host.” 1....

More often than not, fires from improper fueling of equipment are the result of an unsafe act by an individual worker. The following...