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Winter Weather Risks: How Snow, Ice, and Other Winter Storms Impact Trucking
Whether you operate a local fleet or run over-the-road trucking, winter weather poses serious challenges to safety and efficiency. As we move deeper into the winter months, it’s critical for trucking companies to understand the risks and take proactive steps to prevent accidents, insurance claims, and hidden costs. Key Winter Hazards for Truckers Icy Roads and Black Ice: Reduced traction increases the risk of hydroplaning, longer braking distances, and loss of control—espe
Greg Corbitt
3 days ago


When Disaster Strikes: How Business Interruption Insurance Can Help You Recover Faster
Disasters can bring business to a sudden halt. Think about how a fire, winter storm, or severe wind could damage your business and halt operations. When operations stop, so does revenue, but expenses like rent, payroll, and utilities don’t pause. This is where business interruption insurance plays a critical role in helping your business recover. As your insurance partner, we understand that physical damage to your property is only part of your investment. The financial impac
Holly Reif
3 days ago


The Impact of Inflation on Your Life Insurance Needs
Inflation erodes the purchasing power of money over time and directly impacts the real value of your life insurance policy's payout. A policy purchased today might not provide the same level of financial security to your beneficiaries in the future due to rising costs of living, healthcare, and education. Therefore, it's essential to consider inflation when determining the appropriate coverage limit. One strategy to mitigate the impact of inflation is to opt for a policy w
Stephanie Ehman, CIC, CPRM, CISR, CPSR
3 days ago


The Impact of Economic Uncertainty on Surety Bond Underwriting
In today’s unpredictable business climate, economic uncertainty is becoming a growing concern for industries across the board. From rising interest rates to inflationary pressures and supply chain disruptions, the ripple effects of financial instability are reshaping the way companies operate. One area where this is especially evident is in surety bond underwriting. Surety bonds, which serve as a financial guarantee between contractors, project owners, and sureties, are heavi
Travis Spitnale
3 days ago


Cold Weather Hazards: Protecting Your Business from Slip-and-Fall Claims
As temperatures drop, the risks to your business rise , especially when it comes to slip-and-fall claims. Icy walkways, wet floors, and unpredictable winter conditions can lead to accidents that not only injure customers or employees but also expose your business to costly liability claims. We’re here to help you stay protected before the first snowflake hits the ground. Slips, Falls, and Lawsuits: What’s at Stake? If someone slips and falls on your property, your business
Mitchell Fink
Dec 1, 2025


Surety Bonding 101: Common Terms Every Business Owner Should Know
If surety bonding is an essential part of your business, then understanding key terms is a necessity. An informed and educated business owner is a smart decisionmaker. This article outlines basic surety terms to clear up misinterpretations. Do you know what terms like obligee , principal , or bond premium mean? Here are some essential surety terms: Bonding. A financial instrument used to ensure accountability in contractual agreements. At their core, surety bonds involv
Travis Spitnale
Oct 24, 2025


How to Protect Your Home from Winter Weather Damage
Winter weather poses challenges for homeowners, from freezing temperatures to heavy snow and ice. Taking proactive measures can help prevent damage and keep your home safe and comfortable. Here are several simple ideas that can mean the difference between a secure home and a loss. Seal Windows and Doors : Drafty windows and doors increase heating costs. Use weatherstripping or caulk to seal gaps. Adding storm windows or window film provides extra insulation. Protect Your
Stephanie Ehman, CIC, CPRM, CISR, CPSR
Oct 24, 2025


Economic Instability Is Affecting Employees’ Finances and Mental Health
Economic uncertainty has become a familiar challenge for Americans. After navigating a pandemic, supply chain disruptions, and inflation, concernsnow center on shifting tariffs, stock market volatility, and whether the Federal Reserve will cut interest rates. A recent CNBC/SurveyMonkey poll reports that 73% of adults feel “financially stressed,” with two-thirds pointing to tariffs as a key driver. This instability is straining workers’ financial confidence. Changing tariff p
Michelle Willard
Oct 24, 2025


Social Engineering Attacks: Are You Prepared for Human-Centered Cyber Threats?
Social engineering is one of the most challenging cyber threats because it targets the human element. Hackers use deception to manipulate employees into revealing sensitive information or transferring funds. Imagine if a convincing email or phone call led an employee to unknowingly give access to the business’ bank accounts. How would your business handle the fallout? Social engineering attacks can take many forms, including phishing emails, pretexting (impersonating a tru
Del Vath
Oct 24, 2025


Jobsite Theft and Vandalism: Preventing Losses as Daylight Hours Decrease
As October rolls in and daylight hours grow shorter, excavation contractors face an increased risk of jobsite theft and vandalism. With less light and more opportunity for after-hours activity, construction sites become prime targets for stolen equipment, tools, and materials. For excavation businesses, these types of losses aren’t just inconvenient — they’re expensive and can delay projects. Here's how to stay ahead of the risk and make sure your business is protected both
Phil Bowles
Oct 24, 2025


The Most Common Affluent Insurance Claims — And How to Stay Protected
Affluent families have complex lifestyles, valuable assets, and greater exposure to risk. Whether you own multiple properties, luxury vehicles, or a growing art collection, your insurance needs go far beyond the standard policy. Here are the most common insurance claims among affluent individuals — and what you can do to protect your wealth 1. Property Damage to Primary or Secondary Homes Luxury homes mean high-end finishes, smart systems, and customized features — all o
Destiny Olmstead
Oct 24, 2025


What to Do If You Hit a Deer — And How Insurance Covers It
As the Autumn colors appear and daylight hours shorten, drivers face a seasonal hazard that can cause serious damage — deer. October through December is peak deer season, and accidents involving deer are far more common than you might think. So what should you do if you hit a deer? And how does your auto insurance respond? Let’s break it down. What to Do Immediately After Hitting a Deer If you're involved in a deer collision, stay calm and follow these steps: Pull Over
Stephanie Ehman, CIC, CPRM, CISR, CPSR
Oct 24, 2025


How Bid Bonds Are Evolving as the Demand for Environmentally Sustainable Projects Grows
As the world shifts toward sustainability, the construction industry is responding to the a growing demand for environmentally...
Travis Spitnale
Sep 11, 2025


Driver Fatigue and Safety: Insurance Coverage for Long Hauls in Fall
As the days grow shorter and temperatures begin to drop, fall presents unique challenges for trucking companies, especially when it comes...
Greg Corbitt
Sep 11, 2025


Tips for Lowering Your Business Insurance Costs
Business insurance is a vital safety net, protecting your company from financial risk s and unexpected events. However, it can also be a...
Holly Reif
Sep 10, 2025


Unlocking Funds: How to Borrow Against Your Life Insurance Policy
Did you know your life insurance policy can be more than just a safety net when a loved one passes away? If you have a permanent life...
Stephanie Ehman, CIC, CPRM, CISR, CPSR
Sep 10, 2025


Home Insurance for First-Time Buyers: Key Tips and Coverage Essentials
Buying your first home is a major milestone, and choosing the right home insurance to protect your investment is essential. Here are key...
Marlene Levengood
Sep 10, 2025


Seasonal Vehicle Insurance: Protecting Your RV, or Sports Car During the Off-Season
As summer ends and the cooler months approach, you may be thinking about seasonal vehicles that are typically driven or enjoyed less...
Knight Insurance Group
Aug 7, 2025


How AI and Predictive Analytics Are Transforming Employee Benefits
Artificial Intelligence (AI) and predictive analytics are revolutionizing employee benefits with personalized and proactive solutions....
Knight Insurance Group
Aug 6, 2025


Understanding Ransomware & Malware: How Cyber Insurance Can Protect Your Business
Cyber threats like ransomware and malware are on the rise, targeting businesses of all sizes. But what do these terms mean, and how could...
Knight Insurance Group
Jul 31, 2025
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