EPLI PROTECTIONS
Protect your business from the financial impact of employment-related claims.
EPLI helps protect your business from the financial impact of employment-related claims—including wrongful termination, discrimination, harassment, retaliation, and other workplace allegations. Whether a claim is justified or completely unfounded, the cost of defending your business can be substantial. Standard EPLI coverage in most business policies could fall short if your risk is high. Knight Insurance Group helps employers identify employment-related risks and determine whether a dedicated EPLI policy should be part of their overall risk management strategy.
The reality is simple. If you have employees, you have employment practices risk.
DEFENSE
Employment Claims Can Happen to Any Business
Many business owners assume lawsuits only happen to large corporations. In reality, employment-related claims affect organizations of every size—even businesses with only a handful of employees. One employee complaint can result in:
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Attorney fees
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Court costs
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Settlement expenses
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Lost productivity
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Damage to your reputation
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Management time diverted from running your business
Even if your business ultimately wins the case, defending against a lawsuit can be expensive.
EXTRA PROTECTION
Third-Party Liability Protection
Many EPLI policies also offer Third-Party Liability coverage, which can protect your business if a customer, vendor, client, or other non-employee alleges harassment or discrimination by one of your employees. Other situations include a client alleging inappropriate behavior by an employee or a visitor claiming verbal abuse. This important coverage is often overlooked but can be invaluable for businesses that regularly interact with the public.
RISK MANAGEMENT CENTER
More than Insurance
Our Risk Management Center (RMC) offers online tools designed to simplify risk management. Resources such as employee safety training, workplace injury tracking, and audit tracking reduce administrative tasks, allowing you to focus more on growing your business.
