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5 Easy Ways to Lower Your Home Insurance Premiums Without Sacrificing Coverage
Home insurance is crucial to protecting your financial security. Not all home insurance policies are created equal, so educating yourself is important. Beware of agents who suggest reducing coverage to save on premiums! Here are five simple strategies to reduce your premiums while maintaining comprehensive coverage: 1. Increase Your Deductible Raising your deductible—what you pay out-of-pocket before insurance kicks in—can lower your premiums. For instance, increasing a $500

Stephanie Ehman, CIC, CPRM, CISR, CPSR
Jul 30, 2025


Common Home Insurance Loses and How to Avoid Them
Home insurance protects against unexpected damage, but many losses can be avoided through regular maintenance and planning. Here’s how to...

Marlene Levengood
Apr 21, 2025


Natural Disasters and Home Insurance: What You Need to Know
Natural disasters can cause extensive damage to your home. Disasters like hurricanes, tornadoes, floods, earthquakes, wildfires, and...

Stephanie Ehman, CIC, CPRM, CISR, CPSR
Mar 3, 2025


Understanding the Basics of Homeowners Insurance: What Every Homeowner Should Know
Homeowners insurance safeguards your property, belongings, and finances against unexpected events like fire, theft, and certain natural disasters. Here is a quick primer on the basics of home insurance: What is Homeowners Insurance? This insurance provides financial protection for your home and belongings as well as liability protection if someone is injured on your property. The best policies are tailored to your specific needs. Key Coverages: Dwelling Coverage : Dwellin

Marlene Levengood
Jan 17, 2025


You've been hit by a storm. Now what?
If this is the first time that your home or auto has been damaged by a storm or tornado, you’re not alone. After the shock of the event...

Monica Romstadt, CPRIA
Jun 27, 2023


Beware of Storm Scammers
After a major storm strikes your home or car, you may feel shocked, overwhelmed, or fearful. When the initial shock wears off and you...

Selena Stagnolia, CPRM, CISR
Mar 1, 2023
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