What a nerve-wracking time in parenthood! Not to mention, expensive! Follow these tips to save yourself some cash when it’s time to add Junior to your insurance policy. 1. Car sharing The least expensive route is for the teen to be a part-time driver. This means that s/he shares the car with another driver (parent, perhaps). Because the teen doesn’t have access to the car at all times, the insurance rate is less expensive. 2. Modest car. If #1 above is not possible, the next