Identity Theft
- Diane Keil-Hipp, Ph.D., CPRM
- Sep 25, 2017
- 1 min read
Updated: Aug 14
Identity theft is when a thief pretends he’s you and uses your identity to steal your money, your credit, your medical records, etc. Check out our article on Phishing to learn ways you can prevent identity theft. This article focuses on after the crime has occurred. Now that you’ve been victimized, what do you do to regain what’s lost?
Identity theft coverage provides up to $20,000 for expenses incurred as a result of the theft of your identity. Most carriers also provide clients and their family members with experienced identity theft fraud specialists, as well as proactive resources and ongoing education.
When you purchase this endorsement, you receive:
A personal, on-call fraud specialist to provide unlimited assistance to restore your identity, handling the entire notification and documentation process. Victims receive one year of free credit and fraud monitoring, plus follow-up.
If your personal data has been compromised, a fraud specialist quickly moves to lock out thieves with a free fraud alert and acts swiftly to safeguard your identity and help prevent any further damage.
The fraud specialist offers help while you’re traveling. Imagine being overseas and suddenly discover a missing passport, driver’s license or credit card. Or let’s say your home’s been hit by a natural disaster. A fraud specialist can help you replace the documents needed to rebuild your life, facilitating access to financial institutions and relaying messages to family, friends and providers.
