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Ronald J. Carter

Born and raised in Detroit, MI, I am a graduate of Western Michigan University with a Bachelor of Science degree in Education. In addition, I have these insurance designations:

  • Chartered Property & Casualty Underwriter (CPCU - 5 year program)
  • Associate in Fidelity Surety Bonding (AFSB)
  • Associate in Risk Management (ARM)
  • Construction Risk Insurance Specialist (CRIS)

After working for 17 years as a bond underwriter and Manager for 2 large national surety companies in Michigan and Indiana, I moved to the agency-side of the process. I currently provide bonds and insurance for over 90 construction accounts in Ohio, Indiana and Michigan. 

My construction association activities include the Ohio Contractors Association (OCA), Construction Financial Management Association (CFMA) and the Associated General Contractors (AGC). I have presented workshops on bonding for the Midwest Roofing Contractors Association, CFMA, OCA, TECA, The Toledo Lucas County Port Authority, Lathrop and been an instructor for the Society of CPCU’s.

Travis Spitnale

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