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April Showers Bring…Floods!

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April Showers Bring ... Floods!

Published Sunday, April 1, 2018

 

The promise of spring puts a smile on everyone’s faces…warm air, sunshine, open windows!  But we all know rain is a part of spring, and that brings thoughts of flooding.

Some quick reminders: 

  • Your home insurance policy does not cover flood. Only flood insurance covers a flood.
  • You can buy flood insurance even if you’re not in a flood zone. Bonus:  it’s a LOT cheaper!
  • There’s a 30-day waiting period from the date you apply to the effective date of the policy, so think ahead!

If you’re thinking you don’t need flood insurance because you’re not in a flood zone, your mortgage company didn’t require it, and you’ve never had a flood before, think again.  FEMA reports that 25-30 percent of all paid claims are from low-risk areas.  You are five times more likely to have a flood than a fire.  

Want more info?  Check out these articles on our website:


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